Wisdom to Wealth

In this episode, Drew Stevens discusses the emotional and financial realities many retirees face when approaching retirement without a coordinated strategy. After more than 40 years in financial services, Drew shares some of the most common retirement mistakes individuals and couples make — and what can still be done to improve retirement confidence and clarity.
In this episode, you’ll learn:• Why retirement often arrives faster than expected• The biggest mistakes retirees commonly make• How Social Security, taxes, Medicare, and investment risk all connect• Why financial education is often missing• The emotional side of retirement planning• How small changes today can create greater peace of mind tomorrow
Whether you are already retired or preparing for retirement in the next several years, this conversation is designed to help you become more informed and intentional about your future.
If this episode resonates with you, be sure to:✅ Subscribe to the channel✅ Like and share this video✅ Comment below with your biggest retirement concern✅ Reach out to learn more about upcoming educational workshops
Remember:Retirement confidence does not happen accidentally.It happens intentionally.
#RetirementPlanning #SocialSecurity #RetirementIncome

After more than 40 years helping retirees navigate financial decisions, Drew Stevens has seen one major problem repeatedly surface: many retirees were sold investment products without ever being taught a retirement strategy.
In this episode, Drew uncovers the five biggest retirement myths that Wall Street promoted for decades — from the dangers of blindly “staying invested” to the flaws in the traditional 4% withdrawal rule.
You’ll discover:
Why retirement investing is different from accumulation investing
The hidden dangers of sequence risk
Why bonds may not provide the safety retirees expect
The emotional realities of retirement planning
Why retirees often spend more than anticipated
This episode is practical, insightful, and designed to help retirees think differently about their financial future.
 

Smart people make bad retirement decisions every day — not because they lack intelligence, but because retirement is emotional, psychological, and filled with complexity.
In this episode, Drew Stevens shares over four decades of real-world experience helping retirees avoid costly financial mistakes. From analysis paralysis and emotional investing to tax traps and retirement income confusion, Drew explains why many successful people struggle when transitioning into retirement.
This episode is packed with practical retirement insights, real-world examples, and actionable strategies designed to help listeners retire with greater clarity, confidence, and control.
If you are approaching retirement or already retired, this conversation could change the way you think about your financial future.

Retirement today is more complicated than ever before.
In this episode, Drew Stevens of Wisdom to Wealth discusses the 7 biggest retirement mistakes retirees continue to make — including poor Social Security timing decisions, entering retirement with debt, ignoring inflation, waiting too long for RMD planning, and failing to create a true retirement strategy.
With over four decades of experience helping retirees prepare for retirement, Drew combines practical education, humor, and real-world perspective to help listeners avoid costly financial mistakes and improve confidence heading into retirement.
Whether you are already retired or preparing to retire soon, this episode provides important insights to help you better navigate today’s retirement landscape.

What quietly destroys more retirements than the stock market?
Family decisions.
In this episode, Drew Stevens discusses the hidden retirement risks most retirees never expect:adult children becoming financially dependent, emotional financial choices, long-term care planning mistakes, healthcare costs, legacy concerns, and family pressures that can slowly erode retirement security.
With humor, real-world stories, and over 44 years of financial services experience, Drew explains why retirement planning is about far more than investments.
This episode explores:• Retirement and family financial stress• Long-term care and healthcare planning• Emotional retirement decisions• Legacy and estate planning concerns• Adult children and retirement boundaries• Protecting retirement income and assets• Hidden retirement risks most advisors never discuss
If you are retired or preparing for retirement, this is a conversation you do not want to miss.
Learn more at:Wisdom to Wealth
Request your copy of “Retire Wise” for just $1 or schedule a private retirement clarity meeting today.

Most people heading into retirement believe they’re prepared.
They’ve saved money. Built accounts. Made smart decisions along the way.
But here’s the truth:
Having money is not the same as having a plan.
In this episode, Dr. Drew Stevens breaks down the difference between having a “pile” of assets and having a true retirement strategy.
You’ll learn:
Why income—not assets—is the foundation of retirement
How market risk changes once you stop working
The hidden tax risks that can erode your savings
Why legacy planning is about more than just documents
Through real-world insight and client experience, this episode highlights the most common—and costly—mistakes retirees make and how to avoid them.
📘 FEATURED RESOURCE
Get a copy of“Retire Wise: How to Avoid Retirement Obstacles”
A practical guide to help you navigate retirement with clarity and confidence.
👉 Visit: WisdomToWealth.com
📅 SCHEDULE A REVIEW
If you’re nearing retirement or already there, you can request a complimentary Retirement Roadmap Review to evaluate your income, taxes, risk, and overall strategy.
ABOUT THE HOST
Dr. Drew Stevens is a seasoned financial professional with over 40 years of experience helping individuals and families plan for and transition into retirement.

Drew Stevens explores the humorous and heartfelt shift in parenting roles as aging parents become like teenagers. He shares personal stories about shifting discipline styles, new senior behaviors around technology, driving, eating habits, and the changing family dynamics as adult children care for their elders with patience and humor.
From unpredictable driving to early dinners, loud TVs, and ALL CAPS texting, this episode captures the everyday moments that families across the country are experiencing.
It’s funny. It’s relatable. And it’s absolutely real.
If you’re navigating life with aging parents—or becoming one yourself—this episode will have you laughing and nodding your head at the same time.
Enjoy the episode? Share it with someone who will say:“That is EXACTLY my parents.”
More episodes and insights at:wisdomtowealth.com

Everyone is worried about the market crashing…
But the real threat to your retirement may be something far more predictable—and far more dangerous.
Taxes.
In this episode, Drew Stevens, PhD, shares a powerful perspective from over four decades in financial services. He explains why so many retirees unknowingly walk into retirement with a major blind spot: they’ve built wealth, but they haven’t built a tax strategy.
From IRAs and 401(k)s to Social Security taxation and IRMAA brackets, Drew breaks down how taxes can quietly erode your retirement income—and what you can do about it.
You’ll walk away understanding:
Why future tax increases are likely
How tax diversification can protect your income
The importance of strategic withdrawals
Why “just paying taxes later” is not a strategy
How to start reducing your lifetime tax burden today
If you’ve never had a detailed tax conversation with your advisor, this episode could change everything.
To learn more or schedule a no-obligation conversation, visit:wisdomtowealth.com
Take 30–40 minutes. Get clarity. Keep more of what you’ve earned.

In this episode Drew Stevens argues that many financial advisors are merely order-takers focused on portfolio maintenance and accumulation, not comprehensive retirement planning. He highlights common gaps—tax strategy, IRMA/S, Medicare, Social Security timing, and income distribution—that can leave retirees exposed.Stevens explains what a true retirement advisor does: build an income-first strategy, coordinate tax-efficient distributions, and plan for market drops and healthcare costs, urging listeners to ask better questions or seek a second opinion.

Are you relying on hope to get through retirement?
In this episode, Drew Stevens, PhD, dives into a hard truth: most people don’t actually have a retirement plan—they have a statement and a lot of assumptions.
From underperforming portfolios to overwhelming debt, Drew explains why so many people feel uncertain about their future—and what it really takes to fix it.
You’ll learn why clarity, structure, and intentional planning are the keys to a confident retirement—and how to start building that today.
If you’re ready to take control of your retirement:
👉 Go to wisdomtowealth.com👉 Book your 45-minute strategy session
Stop hoping. Start planning.
“If you’re within five to ten years of retirement and you’re not 100% confident in your plan, then we need to talk. Go to wisdomtowealth.com, schedule a 45-minute conversation, and let’s turn uncertainty into clarity—once and for all.”